Prospective Clients

Thanks for visiting our website and checking us out!

This section is dedicated to helping explain who we are and why your choosing to work with a new or existing Agent of yourCFO is a sound decision.

You may not have heard of yourCFO before, and we've anticipated that you will have certain questions.  We invite you to contact your advisor if you have any further questions.

Frequently Asked Questions:

1.  Who is yourCFO?
yourCFO is yourCFO Advisory Group Inc. and yourCFO Wealth Management Inc.  These firms were created in 2000 to provide an environment where clients' interests can be put at the forefront.  [more]

2.  How secure are my investments at yourCFO?
The safety and protection of your investments are of the utmost importance.  yourCFO Advisory Group Inc. (yourCFO), MRS Securities Services Inc. (MRSSSI) and TD Waterhouse Canada Inc. are each member firms of the Canadian Investor Protection Fund (CIPF   www.cipf.ca).  TD Waterhouse Institutional Services Inc. (TDWIS) is a division of TD Waterhouse Canada Inc.

CIPF is sponsored by the Investment Industry Regulatory Organization of Canada (IIROC   www.iiroc.ca) and provides clients of member firms with asset protection of up to $1 million in the case of a member firm's insolvency.

According to CIPF, even if your assets exceed $1 million, it is unlikely that you will suffer a loss as industry regulations require all yourCFO client securities be held by our Carrying Brokers TDWIS and MRSSSI in acceptable locations, like the CDS Clearing and Depository Services Inc., or in the case of mutual funds, in book-based systems, increasing the likelihood all securities will be available to be returned to you if yourCFO became insolvent.

For a copy of the CIPF explanatory brochure, click here.        [more]

3.  How independent will the advice be from my Advisor at yourCFO?
At yourCFO, we do not create any investment products, so your advisor won't be subject to any influence to sell in-house proprietary products that may not be in your best interest.  At other firms, there may be conflicting interests where they create their own investment products and provide advisory services.  You may end up owning proprietary products in your portfolio which aren't the best for your circumstances.  At yourCFO, your advisor has the opportunity to help invest your wealth on a truly independent, bias-free basis, while not compromising on the breadth of products available.  [more]

Advisors at yourCFO do not own any equity in the firm and yourCFO does not 'own' their book of business.  Our Agents have the most independent relationship possible, to provide you with truly unbiased investment advice.

4.  How will my accounts be transferred?
During the transfer process, your advisor will have you sign some paperwork to enable accounts to be opened for you at yourCFO, as well as issuing instructions for your existing dealer to immediately transfer your investments.  Industry requirements dictate that your account will be transferred within ten business days.

5.  Why should I move with my Advisor?
Your Advisor has made a very significant decision to leave their existing dealer and join yourCFO.  We understand that this is a very stressful time, but that they would only contemplate this if there were significant benefits to doing so for both you and them.  Your business is important to your Advisor.  For you, it is beneficial to maintain the relationship with an Advisor who knows your circumstances.  yourCFO has a better economic model for your Advisor, which may allow for increased service levels at lower costs. We recognize that people don't like change, but in this case, we truly believe that it's for the better!

6.  What makes yourCFO unique?
At yourCFO, our mandate is to provide clients with the integrated, independent and professional advice they deserve in all aspects of wealth management. This high level of advice is supported by an equally high level of personalized service and expertise that will assist you in achieving your financial goals.  Your yourCFO advisor may provide you with a customized portfolio strategy based on your goals and objectives.  We call this yourPATH, a personalized, comprehensive plan developed to help you navigate a financial course that is unique to you.  [more]

Given that you're here, you are giving some serious thought to maintaining a relationship that you have established with your advisor.  We appreciate your consideration and sincerely hope you'll join your advisor and the growing family at yourCFO.