Consider yourCFO as your next (and last!) IIROC Dealer

Thanks for visiting our website and checking us out.  We hope you'll find this information helpful in your deliberations, and invite you to contact us if you feel we are a fit for you.
 

George Carlin the comedian had a great line.  He says people are always complaining about the weather, and to this he responds:  "If you don't like it, move!"
 

yourCFO is looking for select entrepreneurial Financial Advisors running successful IIROC (formerly IDA) or MFDA based financial planning businesses to join yourCFO as IIROC Agents.  Under the IIROC Agency rules, yourCFO offers a full platform including yourPATH - a unique client-oriented approach to creating suitable portfolios, a 90% payout, 160% override on FYC insurance business, and most importantly you own your book of business.

After having spent years of indentured servitude with several national dealers, we quit trying to fix a broken industry from within and escaped in 2000 to create yourCFO.  Let's face it, moving your business is a major undertaking.  The next firm you join should be your last.  As you contemplate this upcoming change, you really owe it to yourself and those close to you to do your homework and choose carefully.


Why become an Agent of yourCFO?

●   You run and pay for the commercial aspects of your business.  yourCFO retains 10% for head office compliance and regulatory services, and an additional 3% will apply where branch compliance is provided to you, leaving you far more to invest into servicing your clients – and nothing into training new competing advisors or proprietary products and technology platforms designed to diminish your client relationship.  You keep 160% override on insurance FYC. 


We realize that joining a new firm can be a big step and your primary concern is about client retention.  In order to assist you with this decision, we have developed an AGENT CALCULATOR.  The results will help you determine how much of your existing client base you will need to move over with you, in order to achieve your goals.  You will be surprised how the numbers stack up!

At yourCFO, all of your insurance business is conducted through yourCFO Wealth Management Inc.  You can incorporate your own insurance entity to reduce taxes.  CLICK HERE for a sample illustration to see the potential increase in payout at yourCFO versus other firms.  There is a high probability that your override will be higher at yourCFO and you will no longer have to compensate a Regional Estate Planner.   
 

●   We provide all new Agents with loads of hands-on help to make sure their new work environment is quickly up and running.  To view our transition plan, please click here.
 

●   Our Agents have access to all of our procedures and documents on-line via our Agent Access.  For a sample of the content, please click here.
 

●   Your clients are your clients.  At yourCFO you own your business and you even run a separate set of books and records to prove it!  Unlike other dealers, yourCFO is not in a position to sell your business because we are simply a service provider. 


●   You are our client.  Our goal is to add value to your business and given the transparency of our relationship with our Agents, we will continue to do so.  For our 10%, we provide all required Head Office compliance and regulatory services.


●   Back office administration and custody are provided by either TD Waterhouse Institutional Services or MRS Securities Services.  An advantageous combination of small and big is delivered "state of the art" via the Internet, so you can truly provide independent advice along side institutional security and execution.  [More]  yourCFO has developed a new Agent Kit outlining what services are offered through our various third-party service providers.  For your copy, click here.


●   You maintain freedom from bias, both real and perceived.  Independence is gained by not creating any proprietary investment products, so our Agents aren't subject to any influence to sell in-house products that may not be in a client's best interest.  You can deal in stocks, access bond desks, and all mutual funds.  You have the opportunity to invest your clients' wealth on a truly independent, bias-free basis, while not compromising on the breadth of products available.  [More] 


●   yourPATH.  "Getting you there":  Apart from high payouts, what makes yourCFO unique for your clients and for you lies in our approach to determining suitability.  Put simply, the role of a yourCFO Agent is to provide information and advice, so their clients are able to make better decisions regarding growing and protecting their wealth, within the context of their goals, objectives and risk tolerance.  yourPATH combines a financial plan and an IPS with regular performance reports, to ensure all bases are covered and the strategies being implemented have a high probability of achieving your clients' investment goals.  [More Details]

The "prudent investor test" is then applied to ensure suitability.  At yourCFO, we will periodically examine client accounts on a test basis, to provide a high degree of assurance that all Agents are designing suitable investment strategies for their clients.  Most importantly, this level of due diligence benefits your clients, but also protects you and yourCFO against the increasing risks of litigation.    

 

For more information on yourCFO's unique approach, you can read the article published in the Investment Executive, entitled "Innovative firm loosens the reins on advisors". 

As mentioned, we gained our independence in early 2000 after years in major brokerage houses.  We have experienced the frustration and counter-productive culture prevalent in large bureaucratic firms, and have decided to do something about it!  Because we've been there, we are both proactive and responsive.  We continue to find new ways to add value to our Agent relationships and strive to exceed expectations.  From first hand experience, we have a good idea of how important and challenging the process of finding a new "home" can be for you.

We thank you for taking the time to find out more about yourCFO.  We hope that this material will prompt you to contact us soon, so we may share our enthusiasm, opportunities and values with you. 

If you're tired of bad weather and you like it sunny and warm, then pick up the phone or send us an email!  We'd like to help you achieve your freedom



Telephone: (905)331-2885 or 1(888)539-5263
E-mail:  Doug Leyland, C.A., MBA, President - dleyland@yourCFOinc.com